Fintech Applications Security

    Security testing for fintech applications

    Indie hackers building subscription billing tools, payment dashboards, and budgeting apps handle real money from day one. Vibe-coded fintech apps often lack transaction integrity checks and fraud prevention -- a single race condition can let attackers duplicate transactions.

    267 typical vulnerabilities found
    Average scan: 3 min 5 sec
    312 apps scanned

    Scan your fintech applications for vulnerabilities

    Paste a deployed URL to start a scan.

    Why security matters for fintech applications

    Fintech Applications handle sensitive data and business-critical operations. A single vulnerability can lead to data breaches, financial loss, and damaged reputation. VibeEval automatically tests for the most common security issues specific to fintech applications.

    Top vulnerabilities in fintech applications

    Transaction Integrity Failure

    critical

    Race conditions or missing idempotency checks that allow double-spending, duplicate transactions, or balance manipulation through concurrent API requests.

    Account Balance Manipulation

    critical

    Arithmetic operations on financial values using floating-point numbers instead of decimal types, leading to rounding errors that attackers can exploit at scale.

    Exposed Financial APIs

    critical

    Banking or payment APIs accessible without proper authentication, rate limiting, or IP restrictions, allowing unauthorized fund transfers.

    Insufficient KYC Verification

    high

    Know Your Customer flows that can be bypassed or completed with forged documents, allowing fraudulent accounts to transact.

    Weak Transaction Authorization

    high

    High-value transactions processed without step-up authentication, transaction signing, or proper approval workflows.

    Audit Trail Gaps

    high

    Financial transactions not logged with immutable records of who initiated, approved, and executed each operation, leaving no audit trail for security investigations.

    How VibeEval secures fintech applications

    Three steps to find and fix security issues in your fintech applications.

    1

    VibeEval tests transaction flows for race conditions, double-spending, and balance manipulation specific to fintech apps

    2

    Our scanner checks financial API security including authentication, rate limiting, and authorization for sensitive operations

    3

    Get findings specific to financial application security so your team can prioritize the most critical fixes

    Frequently asked questions

    How does VibeEval test for transaction fraud vulnerabilities?

    VibeEval tests for race conditions in concurrent transactions, checks idempotency enforcement, and validates that balance calculations use proper decimal arithmetic instead of floating-point.

    Can VibeEval test for payment data vulnerabilities in fintech apps?

    VibeEval tests for common payment security vulnerabilities including insecure data transmission, missing encryption, and exposed payment endpoints. It is a vulnerability scanner, not a compliance assessment tool.

    Does VibeEval test KYC and identity verification flows?

    Yes. VibeEval checks whether KYC steps can be bypassed, whether document uploads are properly validated, and whether verification status can be manipulated through API calls.

    What makes fintech apps harder to secure than other applications?

    Fintech apps combine high-value targets with complex security requirements. A single transaction integrity bug can cause direct financial loss, and security failures erode user trust.

    How often should I scan a fintech application?

    Scan after every deployment and run continuous monitoring. Financial applications are constantly targeted, and strong security requires ongoing vulnerability testing.

    Test your fintech applications before launch

    Start testing your fintech applications for security vulnerabilities with VibeEval.